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Stichworte: Disability Insurance
The difference between group insurance and blanket health policies is Quizlet
Which of these refers to the duration for which the policy provide life insurance coverage?
The Arkansas insurance department may take each of the following actions EXCEPT
Your clients have not had health coverage for several years and have low health insurance literacy
How much is the social security disability benefit payable to a covered worker?
How many employees does a company have to have to offer health insurance in California?
Which of the following life insurance policies allows a policyowner to take out a loan quizlet?
What would be considered an advantage of purchasing term life insurance quizlet?
An insured has a Social Insurance Supplement rider in her disability income plan
What is the purpose of the Indiana Life and Health Insurance Guaranty Association
What does the state life and health insurance Guaranty Association guard against quizlet?
What is the purpose of the Life and health insurance Guaranty Corporation Quizlet
The life and health insurance Guaranty Corporation protects the public in the event of
To purchase insurance, the policyowner must have financial interest in the property being insured
What is the legal contract between an insurer and a consumer that states what a beneficiary will receive in the event of loss of life called?
Which of the following would not be considered floods under the federal flood insurance program?
All of the following are considered floods under the federal flood insurance program EXCEPT
An insurer advertises a health policy that is covered by the Life and health insurance
What are the main three rules of the Health Insurance Portability and Accountability Act HIPAA?
The goal of the health insurance portability and accountability act (hipaa) includes:
Which type of insurance company is not licensed to transact insurance in Florida
What happens to premiums for yearly renewable term insurance as an insured gets older?
Which of the following characteristics is the greatest advantage of group health insurance?
All of the following are requirements of eligibility for Social Security disability income benefits
What are the 3 main differences between term life insurance and whole life insurance
What is the difference between an insurance company and mutual insurance company?
Is the person who receives money from a life insurance policy if the insured dies?
Which is true with respect to the prevalence of disability in midlife among adults in the United States?
Approximately ________ percent of private sector employees have access to paid life insurance.
What is the name of state program that provides healthcare to the low income group Citizens?
Variable life insurance product has the same features as variable universal life insurance product
Which of the following accounts should be closed to retained earnings at the end of the fiscal year a unearned rent B prepaid insurance C equipment D service revenue?
Which insurance benefits are determined by fee schedules or fee-for-service plans?
Which of the following may not be included in an insurance companys advertisements?
In property and casualty insurance insurable interest is defined as the right of a person or entity
V is insured under an individual disability income policy with a 30-day elimination
The florida health insurance coverage continuation act applies to any person who employs:
Which means the provider agrees to accept what the insurance company allows or approves as payment?
When must insurable interest exist for a life insurance contract to be valid Quizlet
Which of the following information would NOT be included in property insurance policies Quizlet
What is the purpose of the Louisiana life and health insurance Guaranty Association?
All of the following are lines of insurance that may be transacted under a life and accident
What does a guaranteed insurability rider provides a disability income policy owner?
Which of the following has established guidelines to ensure that insurance companies
Which of the following is not an essential element of an insurance contract quizlet?
Which of the following statements regarding a life insurance policy dividend is true
The party who usually benefits from simultaneous issue of title insurance policies is the
All of the following statements regarding life insurance premium modes are correct EXCEPT
Which of the following is a requirement for obtaining a Texas insurance agents license?
What is required before an insurance producer can act as a representative of an insurer
At what point must a newborn be covered under an individual or group health insurance policy quizlet?
A life insurance policy does not have a war clause if the insured is killed during a time of war
How can an agent determine if an insurer is authorized to transact insurance in the state of Florida?
An insured may assign up to of policy ownership under an individual life insurance policy
Generalis business group wer ist das
Abc insurance companys combined ratio is 102. its operating ratio is 98. these ratios indicate that
Which policy is characterized by a flexible premium and death benefit and allows the policy owner control of the investment aspect of the plan?
What circumstances may a covered person hold an insurance policy with an IESBA restricted audit client?
What is the official name of the department agency or office in charge of insurance regulation for Wisconsin?
Which of the following is not required to be stated on a life insurance policy sold in Wisconsin
All of these insurance subjects qualify for continuing education credits in Tennessee EXCEPT
Which of the following actions is required by a producer who is replacing an existing life insurance
How many hours of continuing education focusing on long term care is required of producers who write long term care insurance in Oklahoma?
A licensed producer must be by an insurer to be eligible for soliciting insurance contracts
What is the maximum fine that may be imposed on an insurer that has violated the California Insurance Code provisions related to annuity replacement?
When an insurance license moves he has how long to notify the Florida Dept of Financial Services of his change of address?
How many days does a non resident producer have to file a change of address when the agent moves to Nevada?
How many days does a nonresident producer have to file a change of address when the agent moves to Nevada from another state?
Which of the following health insurance policy provisions specifies the health care services
When the insured person pays a monthly cost for healthcare insurance it is called a Quizlet
Abc insurance company fails to pay death proceeds after satisfactory proof of loss was submitted
Which of the following disclosures is prohibited under the insurance Information and Privacy Protection Act of North Carolina?
Is the amount of time an insured must wait before some or all of their coverage comes into effect?
What is the term for the period before an individual is eligible for coverage under the group plan?
What is the term for the amount of money the insured is responsible to pay before the insurance company must pay for a claim?
The first type of health insurance in the United States paid only for injuries resulting from
Which statement by the nursing student regarding malpractice insurance requires correction
According to the Affordable Care Act new health insurance marketplaces are established by the
Which of the following qualities are exhibited by a person with an intellectual disability?
Optional Uniform Provisions found in health insurance policies are designed to protect the Quizlet
What happens if a life insurance policy is issued with questions left unanswered in the application?
What is the process of deciding the premium to charge for a health plan or a given set of benefits?
T is given a receipt after completing a life insurance application and paying the initial premium
Give three examples of pre-existing conditions that may be written into a disability contract
When an individual who is insured under a disability income insurance policy Cannot perform one or more of his or her regular job duties This is known as?
What is the required minimum percentage of employee participation for a non contributory group health insurance plan according to Florida law?
What is the minimum number of employees required to be covered under a group medical insurance plan?
What must an insurer provide for the declination cancellation or nonrenewal of an insurance policy?
What authorizes information to be sent to the insurance payer so payment of medical benefits can be processed?
Group insurance is usually cheaper than individual insurance for all of the following reasons EXCEPT
A life insurance policy provision that has the ability to reduce the death benefit is called
Which of these statements is NOT true regarding a cash value loan against a life insurance policy
When an insured is to be placed in same financial position after loss as they enjoyed before the loss?
What is a provision in a life insurance policy that pays the policyowner an amount that does not surpass the guaranteed cash value?
What type of life insurance policy covers two or more persons and pays the face amount upon the death?
What kind of life insurance policy covers two or more people with the death benefit payable upon the last persons death quizlet?
Which of the following types of life insurance could not be described as an investment with a savings component?
All of the following are limitations of the budget method of estimating life insurance needs, except
When the gross premium of a life insurance policy is computed which of these factors is NOT included
Q is looking to buy a life insurance policy that will provide the greatest amount of protection
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